You can use this credit score calculator as a rough guideline for loan qualification. Many factors are used by mortgage lenders in making their loan decisions.

Instructions
Select the appropriate option from all of the drop down boxes and then click the "Calculate" button to receive your credit score. Honesty does count. You also must have your browser's JavaScript option enabled.

Real Estate Loans (# of late payments in past 12 months)
30 Days Late None 1 2-3 4+		60 Days Late None 1 2-3 4+		90 Days Late None 1 2-3 4+		90+ Days Late None 1 2-3 4+
Other Loans / Revolving Credit (# of late payments in past 12 months)
30 Days Late None 1 2-3 4+		60 Days Late None 1 2-3 4+		90 Days Late None 1 2-3 4+		90+ Days Late None 1 2-3 4+
Judgments and Collections Against You
Real Estate Foreclosure None Current 1 Year 2 Year 3 Year 5 Year 7 Year
Creditor Judgments None Current 1 Year 2 Year 3 Year 5 Year 7 Year
Creditor Charge offs None Current 1 Year 2 Year 3 Year 5 Year 7 Year
Personal Bankruptcy None Current 1 Year 2 Year 3 Year 5 Year 7 Year
Collections or Garnishments None Current 1 Year 2 Year 3 Year 5 Year 7 Year
Tax Liens None Current 1 Year 2 Year 3 Year 5 Year 7 Year
Your Credit Grade: *
* This is an approximate rating. Different lenders may grade you somewhat higher or lower, depending on underwriting requirements.

IMPORTANT: This credit score calculator is for your independent use and is not intended to provide investment advice. All examples are hypothetical and are for illustrative purposes. I encourage you to contact a licensed, financial advisor to arrange a personal review of your finances.